Director Legal Counsel Alliance Data Columbus

Job Description
This in-house counsel role is part of the Alliance Data Retail Services’ Law Department, a collaborative and dynamic legal team providing strategic legal advice in support of credit, loyalty and marketing solutions.

Responsibilities
Advise business leaders and compliance department on legal and regulatory compliance, business, and industry risks arising from the company's varied consumer credit and consumer loyalty program offerings (from product development to underwriting to operations and servicing with a strong emphasis on operations support).

Liaise with in-house transactional attorneys and provide consultative advice as they negotiate complex agreements with business partners.


Interpret laws, rulings and regulations impacting the company and its stakeholders with primary focus on federal consumer lending and protection laws such as TILA / Reg Z, ECOA / Reg B, FCRA / Reg V, FDCPA, GLBA / Reg P, SCRA, UDAAP as well as state law counterparts.
Provide legal counsel on business and compliance policies and operating procedures, training materials and escalated complaints.
Review, analyze and track legislative and regulatory activities specific to the credit card industry.
Additional responsibilities could include assisting in regulatory liaison activities as well as portfolio acquisition and divestiture due diligence activities as well as providing Bank Secrecy Act / AML support.

Qualifications

Retail Pay Statement

Alliance Data offers a competitive salary, a comprehensive selection of benefit options including 401(k).

Retail Conditions of Employment

All job offers are contingent upon successful completion of credit and background checks.

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