Director - Small Business Risk Management - PayPal - Baltimore

Job description

Risk Management leader with responsibility to ensure profitable asset quality at scale for Small Business lending. The position will have responsibility for developing, socializing and executing a collaborative vision for small business risk management taking into consideration the economic & regulatory environment, competitive landscape, profitability targets, available data sources and sustainable long-term asset quality.

Develop fundamentally sound, yet innovative risk management vision that facilitates a world-class small business experience, and strong asset quality with high customer eligibility.

The successful candidate will influence and leverage expertise across a global financial organization including technology, operations, marketing, finance, legal, risk, etc. to drive world class risk management strategies throughout the customer lifecycle. Innovation is expected as PayPal offers state of the art technologies, and extensive on-us financial, customer and third party data availability. S/he will need to be able to communicate a vision in the boardroom, while also having the ability to ensure sound execution of the details. Proven experience in small business credit risk management is a must, along with in-depth market knowledge of credit performance, data providers, and industry best practices. The successful candidate will manage a 2-5 member team with expertise in credit policy.

Required Skills

BA/BS in Finance, Economics, Mathematics, Statistics or related degree preferred, MBA a plus.
7+ years proven small business credit risk management experience.
Strong written, oral, and interpersonal skills a must including the ability to explain and/or present complex, strategic recommendations.
Proven ability to influence, work collaboratively, build and maintain relationships throughout the organization.
Must have good judgment with the demonstrated ability to think creatively and strategically.
Aptitude and willingness to roll-up the sleeves and get involved in the details.

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